- After conducting 800 hours of research on the car insurance industry, our review team discovered that Erie Insurance is ranked fifth out of the 130 providers we evaluated. iders we evaluated.
- The average cost for a full-coverage insurance policy is $1,894 per year or $158 per month. Meanwhile, minimum-liability plans typically cost $655 per year or $55 per month.
- When looking for insurance for your car or home in states covered by Erie Insurance, choosing Erie Insurance for coverage is a wise decision.
Erie Insurance is ranked as the 19th largest casualty and property insurer in the U.S. The company provides insurance policies in Washington, D.C., and 12 states across the Eastern and Central U.S. With over 6 million active policies for auto, business, and homeowners insurance, as well as a network of over 13,000 independent insurance agents, Erie Insurance serves a large customer base. While availability is limited, many Erie drivers have reported obtaining cost-effective and high-quality car insurance from the provider.
The Chequepay Guides team will be conducting a comparison of Erie with other best car insurance companies in terms of vehicle coverage, cost, reputation, and more. This analysis aims to help consumers find the best deal by encouraging them to consider rates from multiple affordable car insurance providers.
Erie Insurance Review
4.6/out of 5 stars
Rating breakdown
Rating breakdown
Our Take
“Erie Insurance is a great option for drivers in the Eastern and Central states. They offer some of the cheapest insurance rates, regardless of your driving profile, and provide many discounts to help you save money. In addition to auto insurance, they offer various other insurance options and provide superior customer service.”
Erie Insurance: Customers Reviews
Positive reviews of Erie Insurance praise the company for its strong customer service and affordable coverage. However, customer complaints often revolve around difficulties in filing claims and dealing with repair shops. Despite reaching out to Erie Insurance for comment on these negative reviews, our review team did not receive a response.
Erie Auto Insurance
We just wanted to share some information I found about Erie Insurance. If you’re in one of the 12 states where Erie Insurance offers coverage, it could be a great choice for car insurance. A full-coverage car insurance policy from Erie costs about 29% less than the national average, making it one of the more affordable options available. Additionally, Erie’s overall customer satisfaction ratings for both service and claims are much higher than average.
Erie Auto Insurance Rating
4.6/
If you live in any of the 12 states where Erie Insurance offers coverage, you may find it to be a great option for your car insurance. Erie provides full-coverage car insurance at a rate that is about 29% lower than the national average, making it one of the most cost-effective choices available. Furthermore, Erie’s customer satisfaction ratings for both service and claims exceed the industry average by a significant margin.
Erie Insurance states list
- Illinois
- Indiana
- Kentucky
- Maryland
- New York
- North Carolina
- Ohio
- Pennsylvania
- Tennessee
- Virginia
- West Virginia
- Wisconsin
Erie Auto Insurance Coverage
Erie Insurance offers a wide range of car insurance options, including standard coverage types and additional protections and benefits to suit your needs.
Erie Auto Coverage Highlight: Erie Rate Lock
Erie Insurance offers a helpful feature called the ERIE Rate Lock, which can prevent car insurance rate increases. This means that even if you have to make a claim, your rates will remain unchanged. This can provide peace of mind and financial stability, ensuring that unexpected incidents don’t lead to higher insurance costs.
Accident forgiveness
prevents surcharges after your first at-fault accident once you’ve been an Erie customer for three years.
for three years
Pet injury coverage
We’ve got you covered! You can receive up to $500 for veterinary care for pets injured in your vehicle during an accident, with a maximum of $1,000 per incident.
Diminishing deductible
Erie Auto Insurance Discount Highlight: Multi-Policy Discount
Erie Car Insurance Discounts
By not filing a claim for eachErie provides a variety of car insurance discounts to help you cut down on your auto coverage costs. consecutive year, you can reduce your deductible by $100 annually, up to a maximum reduction of $500
Erie Auto Insurance Discount Highlight: Multi-Policy Discount
A lot of insurance companies give you a break if you have more than one policy with them. Erie stands out with their multi-policy discount, letting you save as much as 25% when you combine your home and auto insurance.
List of Erie Car Insurance Discounts
Here are some additional discounts offered by Erie Insurance:
– Multi-car discount
– Young driver discount
– Safe driver discount
– Discounts for car safety equipment (for having factory-installed equipment such as airbags, anti-theft devices, and anti-lock brakes)
– Reduced usage discount (for those who don’t drive for at least 90 consecutive days)
– Annual payment discount (you can save by paying your premium in one annual sum)
Erie Home Insurance
Erie offers more than just auto insurance products it also provides home insurance to help protect your home and belongings in the event of a fire, flood, or other disaster, and you’re able to bundle your home and auto insurance. Similar to Erie’s car insurance, homeowner insurance is only available in 12 states and the District of Columbia.
Erie Home Insurance Cost
Erie’s average yearly homeowner’s insurance cost is $2,138, which is less than the national average of $2,511. Your coverage price can vary based on things like the type of coverage you choose and where you live. If you want a home insurance quote that fits your specific situation, it’s a good idea to reach out to an Erie rep.
What Factors Affect Erie Home Insurance Costs?
There are a bunch of things that influence how much you’ll pay for home insurance with Erie, like where you live, the specifics of your property, your coverage requirements, and a few other things.
Here’s a full rundown of what impacts Erie home insurance rates:
When it comes to home insurance costs, where you live is a significant factor. Living in a flood zone or a hurricane-prone area typically means higher premiums compared to living in safer areas. Additionally, if you have made insurance claims in the past few years, your premiums will likely be higher. To get the best quote, it’s recommended to contact an Erie agent. The value of your home also influences your insurance costs; more expensive homes usually result in higher premiums. Lastly, choosing a higher deductible can help lower your monthly and yearly insurance payments.
Having features like pools or trampolines can bump up your insurance rates since they add extra risk for insurers.
Erie Home Insurance Discounts
– Check out Erie’s awesome discounts that can help you save up to 25% on your insurance premiums.
– Bundle your home, life, or auto insurance for some serious savings—between 16% and 25%! Most folks save around 20% when they bundle.
– Get a homeowners insurance quote from Erie at least 60 days before your current policy ends, and they’ll hook you up with lower premiums.
– Installing security features like burglar alarms or smoke detectors? You could snag a discount for keeping your home safe.
– Don’t miss out on these great ways to save with Erie, your wallet will thank you!
Erie Homeowners Insurance Coverage
Erie home insurance provides three main types of coverage: liability, personal property, and structural damage. Below is a detailed explanation of each type of coverage offered by the company.
- Liability coverage: This type of coverage offers protection in case you are found responsible for causing harm to someone or damaging someone’s property.
- Personal property coverage: Keep your personal belongings and valuables safe and secure within your home, safeguarding them from potential damage, theft, or loss.
- Structural coverage: Protect your home’s exterior from weather-related and fire-related damage, and more.
- Other structures: Structures such as pools, fences, and detached buildings are covered by its standard policy.
Erie Life Insurance
Erie’s life insurance policy provides a financial safeguard for your family in the event of your death. If you hold a current policy with premiums paid, your loved ones will be given money when you die.
Erie Life Insurance Coverage
Term life: This protection option is budget-friendly and can provide coverage for as long as 30 years, depending on the plan you select.
Whole life: This policy ensures that your premium and coverage will remain unchanged, making it an ideal choice for individuals seeking a permanent life insurance plan with complete guarantees.
Universal life: This policy offers a cash value and a flexible payment schedule, making it ideal for individuals engaged in estate planning, business planning, or seeking to bolster their retirement savings.
ERIExpress life: This coverage offers up to $500,000 in affordable insurance with a quick and straightforward application process, ensuring fast approval.
Erie Life Insurance Price
Erie provides coverage ranging from $10,000 to $10 million. If you’re 55 or younger, you may be eligible for the ERIExpress Life product, which offers term insurance.
Frequently asked questions